Terms of Use & Sale

1. Agreement

These Terms govern use of getkernovia.com and purchases and use of Kernovia digital products. By using the website or purchasing a product, you agree to these Terms and any product-specific terms presented before purchase. If you do not agree, do not use the website or purchase the product.

2. Seller

Kernovia is an Idaho assumed business name operated as a sole proprietorship. References to “Kernovia,” “we,” “us,” and “our” refer to the operator of that business.

3. Products, pricing, and payment

Kernovia sells downloadable digital business tools and may offer other digital products or services. Prices and product descriptions are those displayed at the time of purchase, subject to correction of obvious errors. Transactions may be processed by third-party commerce and payment providers. You are responsible for providing accurate purchase information and for any taxes, duties, or charges that applicable law places on you and that are not collected at checkout.

4. Digital delivery

Digital products are generally delivered electronically through the commerce provider after successful payment. You are responsible for maintaining a compatible device, software, internet access, and a backup of downloaded files. Product listings identify material compatibility requirements known to Kernovia.

5. Product language

Unless a product listing expressly states otherwise, Kernovia digital products are provided in English. Browser, operating-system, or Microsoft Excel language settings do not necessarily translate text embedded in a Kernovia product.

6. License

Unless a product listing expressly states otherwise, a purchase grants the buyer a limited, revocable, non-exclusive, non-transferable license to use the purchased product internally for one business. Ownership of the product and its intellectual property does not transfer to the buyer.

7. License restrictions

You may not resell, redistribute, sublicense, publish, upload for public access, share as a template, provide the product to unrelated businesses, remove or misrepresent ownership notices, or use the product or substantial portions of it to create a competing template or downloadable product for distribution. Reasonable internal copies and backups for the licensed business are permitted.

8. Intellectual property

The website, original product content, workbook structure, documentation, branding, graphics, and other original Kernovia materials are protected by applicable intellectual-property laws. Third-party names and marks remain the property of their respective owners.

9. Buyer responsibility and assumptions

Kernovia products are decision-support tools. Outputs depend on the accuracy and completeness of the inputs, assumptions, formulas, configuration choices, and real-world conditions. You are responsible for verifying inputs, outputs, pricing decisions, estimates, quotes, costs, taxes, legal requirements, and business decisions before relying on them.

10. No professional advice

Kernovia products and website content are educational and business decision-support resources and are not accounting, tax, legal, insurance, engineering, investment, or other licensed professional advice. Consult an appropriately qualified professional when your circumstances require professional advice.

11. No guaranteed results

Kernovia does not guarantee revenue, profit, savings, margins, quote acceptance, customer acquisition, business performance, or any particular result. References to profitability, target prices, margins, or similar outputs describe calculations based on supplied assumptions and are not guarantees of actual results.

12. Refunds

Purchases are subject to the Kernovia Digital Product Refund Policy, which is incorporated into these Terms. Nothing in these Terms limits rights or remedies that cannot lawfully be waived.

13. Third-party services

Kernovia may use or link to third-party services, including commerce, payment, hosting, analytics, email, and software providers. Kernovia does not control those providers and is not responsible for their independent services, availability, policies, or acts, except to the extent responsibility cannot lawfully be excluded.

14. Disclaimer of warranties

To the maximum extent permitted by law, the website and digital products are provided “as is” and “as available,” without warranties of merchantability, fitness for a particular purpose, non-infringement, uninterrupted availability, or error-free operation. This provision does not exclude warranties or consumer rights that applicable law does not permit to be excluded.

15. Limitation of liability

To the maximum extent permitted by law, Kernovia will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, data, opportunities, or business interruption arising from the website or products. To the maximum extent permitted by law, Kernovia's aggregate liability arising from a purchased digital product will not exceed the amount you paid Kernovia for that product. These limitations do not apply where applicable law prohibits them.

16. Suspension or termination

Kernovia may suspend or terminate access or a license for material violation of these Terms, fraud, abuse, unlawful activity, or unauthorized distribution. Provisions that by their nature should survive termination, including intellectual-property, disclaimer, limitation-of-liability, and dispute provisions, will survive.

17. Governing law and venue

These Terms are governed by the laws of the State of Idaho, United States, without regard to conflict-of-law principles. Subject to any non-waivable rights or venue rules that apply to you, disputes will be brought in a court of competent jurisdiction in Idaho. Mandatory consumer protections in your jurisdiction remain unaffected where they cannot lawfully be waived.

18. Changes

Kernovia may update these Terms prospectively as products, services, or legal requirements change. The current version and updated date will be posted on this page. Terms applicable to a completed purchase will not be retroactively changed to remove non-waivable rights.

19. Severability and entire agreement

If a provision is held unenforceable, the remaining provisions remain in effect to the extent permitted by law. These Terms, the Refund Policy, Privacy Policy, applicable product listing, and any product-specific terms presented at purchase form the agreement concerning the website and purchased digital product.

20. Contact

Questions may be sent to support@getkernovia.com.